Blipko

What this bot does

Blipko is an open-source personal budget tracker that lives in Telegram. Log a spend in plain words, like chai 30, by text or voice, and it is categorized and counted against your budget. Before the first use you sign in on the blipko.lol dashboard, set your income and categories and connect Telegram.

Features

• 💬 Conversational capture — log spends the way you say them; the AI understands English, Hindi, Hinglish, Malayalam and Manglish.
• 🎙 Voice notes — send a voice message and the spend is transcribed and logged.
• 🪣 50/30/20 budget — every spend lands in Needs, Wants or Savings, with adjustable shares and a payday-aware cycle.
• 📊 Status and reports — /status shows your budget health, /report sums up the month.
• 🔁 Recurring items — /recurring manages repeating income and expenses.
• 🎯 Savings boxes — /boxes tracks your savings goals and funds.
• ⏰ Reminders — /settings sets reminders and preferences.

How to use

1. Open the bot and follow the link to the blipko.lol dashboard.
2. Sign in, set your income and categories and tap Connect Telegram.
3. Text the bot what you spend and check /status for what is left.